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Helping You Find the Right Loan with Confidence and Care

At Strive Lending, we believe finance is more than securing a loan. It is about creating opportunities and helping people build the future they envision. As a Sydney based mortgage and finance brokerage, we provide tailored lending solutions with clarity, care, and confidence, ensuring every recommendation aligns with your unique goals and financial circumstances. Our commitment is to make the lending journey straightforward, transparent, and focused on achieving the best possible outcome for you.

Whether you are purchasing your first home, expanding your investment portfolio, refinancing an existing loan, or seeking business finance, our experienced team is with you every step of the way. We take the time to understand your needs, compare suitable lending options, and guide you through the process with precision and determination. At Strive Lending, we don’t just help you find finance. We build lasting relationships and empower you to move forward with confidence while striving together to achieve your financial goals.

Our Panel of Lenders

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Find the Right Finance Solution for Every Goal

Strive for simplicity

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Tell us about you

We'll start with a few quick questions or a friendly call. This helps us understand your goals, timeline, and what's most important to you.

Sit back while we compare rates

We search across 50+ lenders to shortlist the smartest options for you. No guesswork, no bank bias, just clear advice built around your needs.

Get approved

Once you’re ready, we’ll guide you through the application from start to settlement. Fast, transparent, and fully supported the whole way through.

Real Results for Real Clients

Asset Finance

$180,000

Vehicle Fleet Expansion for a Plumbing Business

Small Business Owner

Financed: 3 Network Utes  |  Term: 5 Years

The Challenge

A growing plumbing business in Sydney needed 3 new utes to keep up with demand and take on more jobs. The client wanted to preserve cash flow and avoid a large upfront purchase.

Our Solution

We arranged an asset finance facility for $180,000 to fund the purchase of 3 new work vehicles. The structure gave the client manageable monthly repayments and allowed them to keep working capital available for wages, materials, and day-to-day expenses.

The Outcome

  • Approved within 48 hours of submission
  • 3 new vehicles purchased with no large upfront cash payment
  • Cash flow preserved for business operations
  • Business expanded capacity and took on more jobs
  • Client had one simple monthly repayment
Construction Loan

$920,000

Knockdown Rebuild in South-West Sydney

Owner-Occupier

Build Stages: 5 progress payments

The Challenge

A family wanted to knock down their existing home and build a new double-storey house, but they needed a loan structure that matched the builder’s progress payments and kept cash flow manageable during construction.

Our Solution

We arranged a $920,000 construction loan with funds released in stages as the build progressed, including slab, frame, lock-up, fit-out, and completion. This meant the clients only paid interest on the amount drawn down at each stage rather than the full loan from day one.

The Outcome

  • Loan approved before construction started.
  • Funds released across 5 build stages.
  • Better cash flow during the build because interest was only charged on drawn funds.
  • New home completed on schedule.
  • Clients moved into their finished home without needing separate short-term finance.
First Home Buyer Loan

$690,000

First Apartment Purchase in Western Sydney

First Home Buyer

Deposit: 5%

The Challenge

A young couple wanted to buy their first home but had only saved a 5% deposit. They were worried about upfront costs and unsure how to navigate borrowing capacity, lender options, and government support.

Our Solution

We helped them secure a first home buyer loan using a 5% deposit and guided them through lender options that suited their budget and goals. We also explained the support programs and concessions available to eligible buyers, helping them move forward with more confidence.

The Outcome

  • Purchased their first apartment sooner with a 5% deposit.
  • Clear understanding of their borrowing power and repayments.
  • Reduced upfront pressure through eligible first home buyer support.
  • Smooth process from pre-approval to settlement.
  • Moved into their first home with confidence.
Personal Loan

$35,000

Consolidating Credit Card Debt

PAYG Employee

Term: 5 Years

The Challenge

A client had multiple credit card balances and personal debts across different lenders, making monthly repayments hard to manage. They wanted one simpler repayment and more certainty around reducing their debt.

Our Solution

We arranged a $35,000 personal loan to consolidate the existing debts into one facility with fixed repayments over 5 years. This gave the client a clearer repayment structure and made their finances easier to manage. Personal loans are often used for debt consolidation and other one-off funding needs.

The Outcome

  • Multiple debts combined into one loan.
  • One regular repayment instead of several different due dates.
  • Easier budgeting with a fixed loan term.
  • Reduced financial stress through a simpler structure.
  • Clearer path to paying down debt.
Property Finance

$780,000

Buying a First Investment Property in Brisbane

Property Investor

Deposit: 20%

The Challenge

A client wanted to buy their first investment property but was unsure how much deposit they needed, what the repayments would look like, and which loan structure would best support their long-term plans. Investment property finance often involves balancing deposit size, borrowing power, and ongoing costs.

Our Solution

We arranged a property finance solution for the $780,000 purchase with a 20% deposit and a loan structure that suited the client’s investment goals. We also guided them through the upfront costs and helped them understand how the loan would fit within their broader financial position.

The Outcome

  • Purchased their first investment property with a clear finance strategy.
  • Better understanding of deposit, loan costs, and repayments.
  • Loan structure aligned with their investment goals.
  • Smooth process from approval to settlement.
  • Client entered the property market with more confidence.
Refinance & Home Renovation

$960,000

Refinancing to Fund a Kitchen and Living Room Renovation

Owner-Occupier

Purpose: Refinance existing home loan and access equity for renovations

The Challenge

A growing family wanted more space and a modern bathroom, but needed a finance solution that could support a larger renovation project. For more substantial renovations, it is important to consider available equity, property value, the right loan structure, and whether funds should be released all at once or in stages.

Our Solution

We helped the clients refinance their existing home loan and access additional funds to support their renovation. The loan was structured to suit the size of the project, giving them a clear funding plan, manageable repayments, and the flexibility to move forward with confidence.

The Outcome

  • Refinance completed with renovation funds included
  • Clear and manageable repayments
  • Renovation moved ahead with confidence
  • More space and a modernised bathroom for the family
  • A finance structure that suited both their budget and long-term plans

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See What Our Clients Are Saying

5.0 Rated

Rated 5 out of 5

Strive Lending made our first home-buying journey simple and stress-free. Their guidance, communication, and support gave us confidence every step of the way. We could not be happier with the outcome and highly recommend their team!!!

Sarah Mitchell

Home Loan

5.0 Rated

Rated 5 out of 5

Professional, responsive, and genuinely committed to helping us secure the right finance solution. Strive Lending took the time to understand our goals and delivered an outstanding experience from start to finish.

Daniel Roberts

Investment Property Loan

5.0 Rated

Rated 5 out of 5

Exceptional service and expert advice. They guided us through every stage of our construction loan and made the process feel easy and manageable.

Michael Thompson

Construction Loan

5.0 Rated

Rated 5 out of 5

Strive Lending made my vehicle finance incredibly easy and stress-free!! The process was fast, communication was excellent, and we secured a finance solution that worked perfectly for our budget. Their support gave us confidence from start to finish, and we drove away knowing we made the right decision.

Olivia Bennett

Vehicle Finance

5.0 Rated

Rated 5 out of 5

Securing finance for our business felt overwhelming until we worked with Strive Lending. Their expertise, transparency, and personalized approach helped us access the funding we needed to grow with confidence. They genuinely cared about our goals and delivered results that exceeded expectations. I would highly recommend Strive Lending to any business owner looking for trusted finance guidance.

James Wilson

Business Loan

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